Royton Insurance Services

Established in 1989 by Michael Taylor, Royton Insurance Services was built from the ground up. With over 30 years under our belts, we are proud of the reputation we have forged and the number of customers who return to us, time and time again.

We now provide a wide range of insurance services for individuals and businesses in the Greater Manchester area, as well as for customers from further afield.

Michael is still active within the business now, and though a lot has changed since those early days, our ethos, our values and our commitment to our customers remain as strong as ever.

If you’re looking for insurance services in Oldham, Greater Manchester and beyond, Royton Insurance Services are the professional team, with the personal touch.


With a diverse and comprehensive range of products, our services are suitable for a wide range of customers. Whatever your circumstances, we are able to adapt our products to suit your needs, offering bespoke customer service and the finest attention to detail along every step of the way.

Maximum Protection. Complete Satisfaction. Peace of Mind.

Our competitive premiums and affordable payment options make us an incredibly popular choice for people looking for insurance services in Greater Manchester.

If you do need to make a claim, our team will be on hand to guide you through the process, with full support, as well as open and honest communication.

Holiday & Travel

If you’re anything like us, you love your holidays, and we have you covered with our range of single trip polices, as well as our comprehensive annual policies. Keep yourself and your family fully protected with Royton Insurance Services. Contact us directly to discuss your plans and to obtain a quotation.


A speciality of ours, ‘Staycation’ Insurance recognises the changing times we all live in. We understand that you may be holidaying closer to home for the foreseeable, which is why our tailor made system for obtaining quotes, purchasing cover and making claims is the perfect accompaniment to a Great British holiday.

Car & Van

Whether you’re looking for single vehicle cover, or for multi vehicle family cover, Royton are able to pair unbeatable service with competitive quotes. Any make, any model, and whether it’s for leisure, business or a combination of the two, Royton can create a bespoke package to suit your needs. Get a quote for car & van insurance here.


Professional, personal, purposeful. Those are the principles we consider when arranging your home insurance cover. Home is where the heart is, and we understand the importance of feeling safe and secure about your surroundings, even when you’re away from home. Speak to us today about home insurance.

GAP Cover

Don’t be caught out or left out of pocket by the drop in your new car’s worth. GAP cover ensures that your cover takes into account the purchase value of your car, and not the much depreciated valued that it has as soon as it’s off the forecourt. Royton Insurance Services are here to assist you with your GAP cover quote. Give us a call to arrange.

Let Property

Residential landlords with large portfolios, accidental landlords, student landlords – we have the right cover options for you, at competitive prices. The advantage of using a local family company like ours, is that we understand your area, your tenants and any issues you may have down the road. We are much more accountable than larger companies or brokers and our customer service is streets ahead, too.

Commercial Property

For commercial landlords, we offer a range of products that are unique to your circumstances and needs. We work hard to get to know you, investing time in finding out exactly what you need from your cover. This extra effort and attention to detail is the reason our clients come back to us time and time again. We are tried, tested and trusted.

Empty Property/ Unoccupied

If you find yourself with an empty or unoccupied property for any reason, the first thing you’re going to be looking for is peace of mind. Peace of mind is invaluable in this situation, and that’s exactly what we offer with our Empty Property/ Unoccupied cover. Obtain a quote by speaking to us today.

Public Liability

Sole trader? Self employed? You need to sort out your public liability insurance as a matter of urgency. Fortunately, our team have a wealth of experience in matching people with the right products, to provide the right protection. Speak to us today about a quote.

Employers Liability

Employers, get in touch to see what we can offer you in order to keep you fully protected against any unwanted, unfounded or unfair claims. We have your back, because we get to know you, your situation and your circumstances. Give us a call to obtain a quote.

Professional Indemnity

We are committed to offering indemnity solutions that protect all relevant parties, be they lenders, property owners or developers against any third party claims. Speak to the team about what we can offer in this area and you’ll see how our comprehensive cover pairs up with our competitive prices, to provide you with a complete service.

Tools & Plant Insurance

It isn’t just the loss of the tools that holds you back when things go wrong, it’s the loss of the potential earnings, the letting down of your clients and the unfair damage to your reputation. Protect yourself against all of this with our brilliant range of cover options for Tool & Plant Insurance.

Commercial Combined Policies

Bring everything together in a combined package that covers you in a huge range of situations and circumstances. This isn’t ‘one size fits all’, as we create a package that suits you, but it does keep everything together in the same cover. Speak to us today to find out more or to obtain a quote.

Business Interruption

Floods, fires and failures, (not to mention coronavirus!) we never know where the next bump in the road is coming, or how big it’s going to be. Protect your business from those unexpected eventualities with our bespoke Business Interruption Policies. Speak to us today to obtain a quote.

Marine Cargo

Protect your precious cargo to give you peace of mind. With our cover packages for cargo in transit, you’ll be able to relax whilst things get to where they need to go, instead of checking your tracking every five minutes. Speak to us today to obtain a quote or for more information.

Directors & Officers and Legal Cover

Whilst carrying out your duties, you need to ensure that you are protected against any unforeseen circumstances or any unfortunate situations. That’s exactly what our Directors & Officers and Legal Cover is for. Let us take one stress away from you, so that you can get on with what you do best.

car insurance
home insurance

Our Commitment

Comprehensive Cover. Competitive Prices. Complete Service.

Our commitment to our customers is clear. We value face to face communication, and take the time to get to know those we work with. We are proud of the way we work, and even more proud that our customers are so loyal with their repeat business, recommendations and referrals.

A traditional business, operating in a fast paced world, serving our clients with dedication and attention to detail.

Ethos & Values

Always Professional. Proudly Personal.

At Royton Insurance Services, we are proud of where we’ve come from. That’s why we remain true to our roots and committed to dealing with our customers on a face to face basis, whenever we can. Our understanding of the value of human interaction is what separates us from companies and brokers who perhaps lack that personal touch.

We have adapted our services for the digital age too, by blending our existing practices with an increased use of technology. We will never let technology replace human interaction though, and so call us in confidence for our professional service, with that increasingly rare personal touch.


Matthew Hurst

All insurance brokers are not the same. Bernie and the staff at Royton Insurance Services really do go above and beyond for their customers. I recently used Royton Insurance Services for travel insurance, to cover various medical conditions, and their service and price was fantastic. Whatever insurance you need, you really can’t go wrong if you use Royton Insurance Services.

Al Sunnah Hijama Cupping

Mike was a quality guy at the end of the phone tonight. Answered all of my questions after a car insurance broker was trying to do me over. Thanks Mike! Will come see you when my policy renews in August of this year.

Brian Eric Howard

Superb experience. Extremely helpful and nothing too much trouble.

Karen Sykes

I have sought advice from Royton Insurance Services before and recommended them to others. They are very clear in their advice, professional and friendly. Would highly recommend

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